To the Editor:

In response to Russ Finley’s opinion piece on March 23. While it's understandable that some members of the St. Lawrence Credit Union may have concerns about the proposed merger with SeaComm, it's important to consider the potential benefits that could come from joining forces. The fact that the credit union has operated profitably for over 60 years is certainly a testament to its success, but that doesn't necessarily mean there isn't room for improvement and growth.

One of the benefits of the merger is the potential for increased resources and services for members. By combining forces, St. Lawrence and SeaComm can leverage their strengths and expertise to offer a wider range of products and services to their members, including improved online banking options.

Additionally, the merger could create greater financial stability for both credit unions in the long run. As the banking industry becomes increasingly competitive, it's important for smaller institutions to find ways to remain relevant and competitive. By joining forces, St. Lawrence and Seacomm can create a stronger, more resilient credit union that is better equipped to weather any potential economic downturns. It's important to remember that this is not a takeover, but a true merger of equals. Both credit unions will have representation on the new board of directors, ensuring that the needs and concerns of all members are considered.

In this case, it seems that Mr. Finley's concerns about the proposed merger are primarily focused on his personal experiences with SeaComm and his belief that bigger is not necessarily better. I’ve been a member of SeaComm since 1995 and have never even scratched the surface of any of the issues that Mr. Finley claims to have had. I find it hard to believe that if SeaComm services are as poor as Mr. Finley is attempting to make it out to be, a Credit Union that has seen steady membership and asset growth over the last two decades, is indeed doing something wrong. Apparently, the 50,000+ members that SeaComm has spread throughout the North Country, are all clueless and put up with poor service? in the eyes of Mr. Finley. At a quick public glance, it’s obvious to see that Mr. Finley’s inability to take any personal accountability appears to be overshadowing his concerns on this matter. Mr. Finley is not the only one who can “Smell a big pile of BS.”

I give a lot of credit to the folks taking on this large-scale initiative, with a clear intention of making some of the toughest decisions during tough times, with the best interests of all members in mind. At the end of it all, St. Lawrence members have the power of choice through vote to decide what they want the future to look like. Hopefully those votes come from informed decisions and not assumption conspiracy rhetoric like Mr. Finley feels the need to spread.

Zach Monroe
Massena